A speaker once said that more people buy V-8 juice than drink it. They know it’s good for them, so they buy it, bring it home and leave it in the back of the refrigerator until it is past its expiration date. Their head tells them it’s a good thing, but their emotions go for the hot chocolate, lemonade or soda.

Budgeting falls into the category of things that are good for you but not necessarily emotionally appealing, like flossing your teeth or exercising. The truth of the matter, though, is that everyone budgets. Drawing up a budget is just making your spending more intentional rather than allowing your whims to determine how you will spend your money or your time. Budgeting is a tool to help you figure out in advance where you want to spend your resources. The problem is that most of us come with lots of baggage about the use of money that makes us scared to look at it in the clear light of day. Thinking about money can cause many of us to feel discouraged and fearful when we consider the failures to handle money well in the past.

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Original Source: www.foryourmarriage.org